Leverage your securities with safety, through licensed lenders.
We offer to facilitate a custom line of credit managed and underwritten exclusively through a major fully regulated, SIPC-member U.S. brokerage and banking firm, but with higher advanced rates, lower interest rates, and greater flexibility than lending facilities offered through either private or conventional public lending entities. The addition of private depository relationships combined with top-tier banking and brokerage facilities adds up to a revolutionary world class line of credit for securities owners.

Simple, straightforward. If your shares qualify - and most do - we'll generate your lending offer, and if acceptable, you will be introduced to a fully licensed representative at your lending facility. Your account will then be opened, often the same day. If your collateral shares are free to be used as collateral - that is, free of tax or divorce claims verified through the lending division of the brokerage - your loan documents will be prepared for your signature. A simple lender lien will then be placed on your shares until the credit is repaid, and your cash funds deposited in your account for immediate use. Of course, as a line of credit you will be free to replenish your credit line as often as you please, and higher credit limits may be provided if your shares do well in the market. There are no fixed principal repayment requirements.

White labeling for your own marketing. As a real estate agent or financial advisor of any kind, you will now be able to retain your clients yet offer them lower interest rates – and much higher loan-to-value – in a powerful fully regulated securities-based lending solution. You'll also be given introduction to the institutional relationships we've arranged for this facility so as to become acquainted with a range of innovative alternatives to boost your clients' choices into the stratosphere. Now you can deliver the benefits of a fast-closing, leveraged lending facility with advance rates to 95% under your own firm's brand.

Superior, client-informed features. Loan-to-value at the highest end of the spectrum. Low rates currently under 3% (contact us for latest rates). Prepayment anytime without penalty. A very wide range of eligible securities from bonds to mutual funds to stocks. Fast funding typically within 48 hours of signed loan documents, or 5-7 days from initial loan inquiry. Freedom to swap one set of shares for another with lender consent. Dividends paid or received. Limited recourse default structures.

Personalized attention. If you have an eligible portfolio of securities you'll get the fast personalized attention you deserve. We're ready to discuss your situation and help you with your questions immediately and directly. And remember: No loan contract is ever issued until any and all of your concerns have been fully addressed. No loan obligation occurs unless you choose to sign your loan agreement. No hidden application fees or surprise charges will be found under our full disclosure policy. If there's any way to make your collateral work into the precise loan structure you seek, your licensed lender account rep will be standing by to personally assist and if possible, make it happen.

Investment-advisor and broker/agent friendly. If you are a registered investment or financial advisor, mortgage broker, estate planner, real estate agent, CPA, professional investment banker, or any other type of finance-rated agent or broker, we can provide you new liquidity services for your clients in a "plug and play" system. Inquire here to get started.

The next-generation stock loan is already here. Low fees, full voting rights, lowest fees in the industry, highest advance rates. fully licensed major institutional management and contracts, SIPC-guaranteed accounts, no title transfer, shares remain in client's own account at lender -- these were but a few of the features securities loan clients have asked for over the years. Now they are here. Our facilities are unique in that they offer unprecedented value as well as security, which is paramount in today's financial markets. Here at last you can find the flexibility and competitive loan features clients have demanded for years, but without sacrificing the safety of a fully regulated, licensed U.S. institution. And it's available only through this facility.

Fast funds delivery. We offer absolutely the strongest possible security for any comparable lending facility. Here's why: As borrower, your stocks, bonds, mutual funds, or other collateral securities remain entirely in the your own account and title throughout the loan term. There are no asterisks, qualifiers, or fine print. You don't turn them into the lender's title after the funding or before. You don't lose track of your stocks, bonds, or other assets. Your account is operated directly through one of the top brokerage/banking institutions in the U.S., a household name, not an offshore account or a private account or a small personal bank. Your access is identical to that of any modern U.S. stock brokerage or banking account including 24/7 online access, record-keeping, and licensed advisory services.

What "flexibility" means here. Easy eligibility. These aren't "no-doc" loans but the focus at all times is on the quality of the collateral. Get a floating rate line of credit with no set principal repayment and payoff anytime without penalty. Request a higher LTV. Use mutual funds, REITs, bonds, Treasuries, Ginnie/Fannie Mae CMOs, marginable stock, ETFs, or any of a wide range of other securities in our programs. Have dividends paid directly or credited against interest with simple phone call to your institutional lender, even for high-dividend securities like REITs. Vote. Trade your securities in your account even while they collateralize your loan, e.g., swap one set of shares for another mid-loan (with lender's consent) within your own SIPC-insured, fully regulated account. Retire a low-LTV, high interest margined position using your proceeds or use your stock options. These and many more custom features are now available to you with credit lines that close very quickly with no excessive red tape.

Talk to us. Look over our website or presentation and learn more through our FAQ, Criteria, and Intro pages. Then simply contact us through our online form.